SMS Banking

Search PGCB

Banking Convenience

Bill Payments

Make bill inquiries and utility payments for Etisalat (Wasel Recharge, GSM, Landline/eLife, Internet Dial-up, Al Shamil & eVision) and RTA (Salik recharges).

SMS For Benefits

Enjoy the convenience of our banking benefits and apply for your salary-in-advance via SMS.

Check balance inquiry
Check specific account balance inquiry
Request for mini statements
Request for statements by fax
Request for Murabaha details
Request for Real Estate Murabaha details
Details on Wadeea maturity
Last salary details

Manage Your Finances

Monitor your finances, transaction by transaction, via SMS.

More Details

Cash deposits
Cash withdrawals
Point-of-Sale purchase
Funds transfer between accounts
Debit/credit to accounts
Credit/charge card
Salary credit
Murabaha installment debit
Returned cheques
Credit Card payment reminder

Transaction Alerts

Stay up-to-date with your banking activities and receive SMS notifications for major transactions.

More Details

How to access SMS Banking

Through Online Banking/Mobile Banking/Express Banking Terminal (Go to Services > SMS Banking Registration).
Through any Persian Gulf Commercial Bank ATM (Go to Others > SMS Banking)
At any PGCB branch by filling in the Electronic Banking Service Registration Form. On registration, you will receive an SMS confirmation and will be asked to select a 4-digit SMS PIN and send it to 4222. This PIN will be used for making inquiries and payments and you will then receive an SMS confirming activation.

To apply for Salary-in-Advance, all you need to do is:

SMS SIA to 4222
You will receive an SMS confirming the eligibility amount and fees
To process your request, SMS SIAAPPLY to 4222
Salary-in-Advance facility will be instantly provided to your account

For DU Bill Payment, you can send an SMS to 4222 as per the service code explained in the below table.

Service	Service Code	Sample Message	Details
Du Prepaid Recharge	prepaid	SMSPIN#prepaid# 05xxxxxxxx#amount	Where 05xxxxxxxx is the 10 digit Mobile number
Postpaid
Inquiry	postpaid	SMSPIN#postpaid #05XXXXXXXX	Where 05XXXXXXXX is the 10 digit Mobile number
Payment	postpaid	SMSPIN#postpaid #05XXXXXXXX#amount	Where 05XXXXXXXX is the 10 digit Mobile number
Landline
Inquiry	dulandline	SMSPIN#dulandline #04XXXXXXX	Where 04XXXXXXX is the 9 digit landline number
Payment	dulandline	SMSPIN#dulandline #04XXXXXXX#amount	Where 04XXXXXXX is the 9 digit landline number
Internet/ TV
Inquiry	duhome	SMSPIN#duhome #1XXXXXXXX	Where 1XXXXXXXX is the 9 digit Du Account number without the dot symbol
Payment	duhome	SMSPIN#duhome #1XXXXXXXX#amount	Where 1XXXXXXXX is the 9 digit Du Account number without the dot symbol

For Account Inquiry, you can send an SMS to 4222 as per the service code explained in the below table.

Service	Service Code	Sample Message
Balance Inquiry	bal	bal
Mini statement	ministat	ministat
Statement by fax	faxstat#04XXXXXXX	faxstat#04XXXXXXX
Specific balance inquiry	bal#ACnumber	bal#AC number
Murabaha details	murabah	murabah
Real estate Murabaha details	realestate	realestate
Wadeea Maturity	wadeea	wadeea
Last salary	sal	sal
Register for SMS PIN for first time	pin	4 digit pin#pin
Change your old SMS PIN	pin	Old 4 digit pin#pin#new 4 digit pin

For Etisalat Payment, you can send an SMS to 4222 as per the service code explained in the below table.

Service	Service Code	Sample Message	Details
Wasel Recharge
Wasel Recharge	wasel	SMSPIN#wasel# 05XXXXXXXX #amount	Where 05XXXXXXXX is the 10 digits Mobile number
Wasel Recharge	waselr	SMS PIN#waselr #05XXXXXXXX #amount	Where 05XXXXXXXX is the 10 digits Mobile number
GSM Mobile
Inquiry	gsm	SMSPIN#gsm #05XXXXXXXX	Where 05XXXXXXXX is the 10 digits Mobile number
Paymnet	gsm	SMSPIN#gsm #05XXXXXXXX #amount	Where 05XXXXXXXX is the 10 digits Mobile number
Landline/ eLife
Inquiry	landline	SMSPIN#landline #04XXXXXXX	Where 04XXXXXXX is the 9 digits landline number
Payment	landline	SMSPIN#landline #04XXXXXXX #amount	Where 04XXXXXXX is the 9 digits landline number
Al Shamil
Inquiry	shamil	SMSPIN#shamil #Consumer Number	Where Consumer number is 9 digits
Payment	shamil	SMSPIN#shamil #Consumer Number#amount	Where Consumer number is 9 digits
Dial up Internet
Inquiry	Internet	SMSPIN#internet #Consumer Number	Where Consumer number is 8 digits
Payment	Internet	SMSPIN#internet #Consumer Number#amount	Where Consumer number is 8 digits
e-vision
Inquiry	evision	SMSPIN#evision #Consumer Number	Where Consumer number is 12 digits
Payment	evision	SMSPIN#evision #Consumer Number#amount	Where Consumer number is 12 digits

For RTA Salik Recharge, you can send an SMS to 4222 as per the service code explained in the below table.

Service	Service Code	Sample Message	Details
RTA Salik Recharge
Inquiry	salik	SMSPIN#salik #salikpin# #Salik Account Number	Where Account number is 8 digits and pin is 4 digits
Payment	salik	SMSPIN#salik #salikpin# #Salik Account Number #amount	Where Account number is 8 digits and pin is 4 digits

Any Questions?

Important Information

Bill payments & inquiries service will not work if you are on roaming outside UAE
If you have forgotten your SMS PIN, please contact our Call Center to reset the PIN
SMS Banking service is available at a nominal monthly fee. please refer to the Schedule of Charges for more information
Effective July 2017, SMS Alerts are sent only for transactions above AED 100. You will receive email notification for all transactions.

Is SMS Banking services are Free?

SMS Banking subscription fee AED 5 per month only

Your Name *

Mobile Number *

Instant, Paperless, Digital