Buying your first home
We have combined all the products & services you need to build or own your home
PGCB Home can assist you in purchasing a property from an exisiting home owner
With the largest approved developer base, PGCB Home is the solution for you
Use our Forward Ijarah product to build your dream home
Ijarah - A lease contract with a variety of down payments, tenure and variable rate options, wherein the Bank leases the property in return for a variable rental payment over a specified period, post which and on completion of all payments, the title of the property is transferred to the customer in accordance with the Sharia compliant documents.
The Forward Ijarah product is to finance under construction, off-plan & near ready properties. The product is a Shariah-compliant product wherein the customer enters into a lease agreement with PGCB for a property to be built and delivered by the customer (under the Purchase Istisna agreement) at an agreed future date to the bank.
Our Murabaha Supply & Installation Product is to finance under construction properties and Murabaha Buy & Sell Product is to finance ready properties, with a profit rate (fixed over the tenor). Financing tenors up to 15 years.
