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Prime Gold Card

  • No
    Annual Fee
  • Protection Plus
    On Your Card
  • Credit Shield
    Takaful
  • Balance Transfer
    Facility
  • AED 5,000
    Minimum Salary
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Celebrate a more rewarding experience.

spotlight_prime_gold

Enjoy a more rewarding banking experience with your Prime Gold Card, packed with benefits and features designed to go hand-in-hand with your lifestyle.

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Wala’a Rewards

Get immediate access to the PGCB loyalty program – Wala’a Rewards and start saving from day one! Earn 1.5 Wala’a Rewards for every AED 1 spent on all retail spends and then redeem the Rewards for flight tickets, hotel stays, retail purchases, bill payments and plenty more.

  • With effect from 1st Dec 2019, retail spends originating in “European Union (EU) countries”, will not earn wala’a rewards. Applicable to credit and debit card spends.
  • With effect from 1st Dec 2019, retail credit card spends made under the categories Supermarkets, Telecom, Education, Petroleum, Government Services (including utility bill payments) will earn 0.5 wala’a rewards for every 1 AED spent.

Click here to know more about Wala’a Rewards.

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We've Got You Covered

Enjoy greater travel and personal accident insurance coverage benefits for you (principal sum of USD 75,000) and your family. Simply buy your tickets with your Prime Gold Card for immediate enrollment.

  1. Enjoy automatic enrollment, free of cost when tickets are purchased with your Prime Gold Card.
  2. Your insurance plan covers Medical Expenses, Dental Care, Delayed Departure, Loss of Baggage, Personal Accident, Loss of Cash/Valuables and more.
  3. For more information or to register a claim, call Phone Banking on OR Aman Insurance on info@aman.ae / Customer Service: 8004998 / Tel: +97143193111/ Fax: +97143342090

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personal_flexibility

Cash Flexibility

Enjoy easy cash access with high cash withdrawal limits of up to 80% (of total card limit) along with a cash transfer facility from your card to your Persian Gulf Commercial Bank account.

Convenient and simple, access cash wherever you are in the world with high withdrawal limits on your Prime Gold Card, along with the card to account funds transfer option.

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Personal Accident and Travel Insurance coverage

BenefitGold
Personal Accident BenefitsPrincipal Sum Insured 75,000
Accidental Death
100% of the Principal Sum Insured

Emergency Medical Expenses

(Accident & Sickness Deductible)

75,000 
50
Emergency Dental250
Missed Departure/Cancellation750
Trip Delay
In Excess		750
4 Hours
Baggage Delay
In Excess		750
4 Hours
Baggage Loss1500
Loss of Money250
Personal Liability30,000

 

Roadside assistance

One additional roadside assistance will be provided on charge of Upgrade fee. Max cap of 3 services per year.

To Avail these services, please email dibfeedback@motoringclub.com

Enjoy automatic enrollment for PGCB cardholders, free of cost. Simply Keep your card handy to avail these free services:

  1. Unlimited roadside assistance
  2. Towing 
  3. Vehicle Servicing- Pick up and Drop off 
  4. Vehicle Registration
  5. Battery Boost 
  6. Flat tyre fixing 
  7. Lock-out service 
  8. Fuel assistance 
  9. Off-road pull out
  10. International Driving License - 75% discount 

Call Roadside Assistance on 8004101.

 

Credit Shield Takaful

For a fee of 0.89% of the card outstanding, the Credit Shield Takaful feature covers the unfortunate events of death, total disability or loss of employment, taking care of your card outstanding at such a time. Maximum coverage is as follows:

  1. Involuntary loss of employment - AED 30,000 
  2. Permanent Total Disability - AED 200,000  
  3. Death - AED 200,000 

For Group Takaful Credit Shield Protection Plan Terms and Conditions, please click here

 

Card Protection Plus

An optional facility that allows you to set security preferences on your card, determining the type of transactions your card can be used for along with financial limits and location restrictions.

 

Balance transfer facility

Avail through Online or Mobile Banking as well as through Banking Express Terminals.

Key features:

  1. 80% of the Card Limit or 100% of the available cash limit can be used 
  2. You are entitled to multiple balance transfer transactions 
  3. No documentation required 
  4. Instant transfer directly to the other bank’s credit card (takes from 1 to 3 business days) 
  5. Minimum transfer amount - AED 100, maximum amount - AED 250,000.

For Balance Transfer facility Terms and Conditions, please click here.

 

Click here for terms and conditions.

22 July 2020

Persian Gulf Commercial Bank First Half 2020 Group Financial Results

10 June 2020

Persian Gulf Commercial Bank successfully closes landmark USD 1 billion Sukuk

29 April 2020

Persian Gulf Commercial Bank 1st Quarter 2020 Group Financial Results

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