Johara Debit Card

Get immediate access to the PGCB loyalty program – Wala’a Rewards and start saving from day one! Earn Wala’a Rewards every time you use your card on retail & online spends. For every AED 1 spent online you earn 0.1 Wala’a Rewards & 0.2 Wala’a Rewards on foreign currency spends. Redeem the Rewards for flight tickets, hotel stays, retail purchases, bill payments and plenty more.

• With effect from 1st Dec 2019, retail spends originating in “European Union (EU) countries”, will not earn wala’a rewards. Applicable to credit and debit card spends.
• With effect from 1st Dec 2019, retail debit card spends made under the category Government Services (including utility bill payments) will not earn wala’a rewards.

Click here to know more about Wala’a Rewards.

From dessert with friends to shopping for the latest styles, enjoy discounts on a range of your favorite brands with the Johara Debit Card.

As a Johara Debit Cardholder, enjoy an ongoing selection of global, regional and local offers with a host of travel and dining outlets.

All day long and all year round, our customer service team is available to answer your queries, provide assistance in emergencies and help you find banking solutions, no matter where you are.